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David Kelly
Loan Originator NMLS #380715
Direct: (727) 512-5618
Fax: (727) 245-8677
Email: Send Email
Financial News

Stay up to date with real-time financial news: (brought to you by CNN Money)

For many, the rent is still too damn high
Rental affordability has improved, but for many renters it's still a struggle to make ends meet.

Credit card debt is costing you nearly $1,000 per year
Households pay an average of $904 a year in interest alone because of credit card debt, according to an analysis by NerdWallet.

26-year-olds face challenges as they fall off parents' insurance
For young adults, buying their own health insurance for the first time is anything but simple. Now, Trump administration revisions to the law and congressional bills injecting uncertainty into insurance markets has made the task much more difficult.

How should I invest my retirement savings for safety and income?
You don't want to spend your retirement worrying whether the next market setback will decimate the nest egg you worked an entire career to build.

This bill could change the way Americans pay for college
House members debated a Republican bill Tuesday that would drastically change the federal loan system and reverse some Obama-era rules aimed at holding colleges accountable.

Why most sexual harassment training videos don't work
The usual orientation routine is due for an overhaul.

Don't expect a big pay raise in 2018
A report from consulting firm Korn Ferry predicts that workers around the world will get a real pay increase of just 1.5% on average in 2018.

Behavior hacks to avoid your worst money impulses
Behavioral economist Dan Ariely talks about the three biggest money problems we have and how to short-circuit our bad habits so we spend and save smarter.

Obama tweets: Final days to enroll in Obamacare are here!
Former President Obama thanked those helping Americans enroll in Obamacare. He then took to Twitter and Facebook to remind people that the deadline to sign up is Dec. 15.

Mix-and-match health coverage can be a risky alternative to Obamacare
As open enrollment season moves into its final weeks, some consumers looking for lower-cost alternatives are considering a patchwork approach to health insurance. The products may secure some basic protection, but leave patients on the hook for high medical bills.

How can I balance my finances?
Prioritizing retirement, loan payments and other financial commitments can be a challenge. Here's what the experts recommend.

42% of parents would send their kids abroad for college. But it ain't cheap
HSBC says the number of parents who would consider sending their kids abroad for college is on the rise. But an international degree can break the bank.

Do you need a managed retirement account?
If your finances are complex or you're getting ready to retire, a managed account might be a better option than a target-date fund.

How the financial crisis affected Millennials, 10 years later
Just because they earn a good living and have money doesn't mean prospering Millennials emerged from financial crisis unscathed. Its impact is evident in how they spend, save and manage their money.

What it's like to freeze your eggs -- and have your company pay for it
Read full story for latest details.

What should spark a sexual harassment investigation?
In the wake of a national reckoning on sexual harassment, employers are wondering: when do you start a harassment investigation?

Tools to tackle your own savings crisis
These three financial tools can help you to create better habits to improve your rainy day fund and more, so you'll have a more secure future.

Does your credit card force you to give up your rights?
More credit card issuers either don't have arbitration clauses or allow you to opt out of them. Here's which cards do and don't force you to give up your rights.

Why the data on sexual harassment is just 'the tip of the iceberg'
Sexual harassment is a difficult problem to measure, and it's even harder to find out more details like where, how or why harassment happens.

Should your doctor offer a money-back guarantee?
Even though consumers don't expect to pay for faulty service or goods, they are often forced to pay for bad health care. But a small number of hospitals and doctors are seeking to change that practice.

David Kelly, Loan Originator NMLS #380715
VanDyk Mortgage Corporation NMLS# 3035
13577 Feather Sound Dr., 6th Floor, Clearwater, FL  33762
Direct:  (727) 512-5618
Fax:  (727) 245-8677
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